Just got back from a visit to my local neighborhood ATM. I go there very often to withdraw the same amount of money. No, it ain’t $20. It’s three figures. I have to take clients out for lunch, dinner, golf, etc., and I want to always have enogh cash to pay for whatever comes up, in case their credit card machine is down.
It’s rare, but it happens. Happened last at Chariot Run Golf Course, a Caesars Indiana golf course pro shop.
Two of us had bought our ” been there, done that ” shirts and the third guy was paying for his when their card reader broke. We chipped in all our cash to make sure he could get his shirt without a half-hour delay.
Back to my great idea.
I believe most ATM’s are frequented by a core group of customers in a given area. Most of them withdraw the same amount most of the time. You’d think they know how many times a particular amount is withdrawn.
Why not make the amounts available for withdrawal the same as the 5 most frequent withdrawal amounts for an individual customer or for that individual machine ?
Surely the manufacturers or programmers can easily do that…can’t they ?
What do you think and can you improve upon that idea ?
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